Dani Rice was paralyzed in a routine medical procedure. Photo courtesy We Care For WA Cares

You Never Know What Will Happen. WA Cares Gives Peace of Mind.

Chances are you or someone you love has experienced what it’s like to be a caregiver while juggling life’s bills and responsibilities. In Washington, it’s estimated that nearly 1 million people are unpaid family caregivers.

WA Cares is a new Washington state benefit available to all workers in the state, even those near retirement, and those working only an average of 10 hours a week.

As a young working family, Dani and her husband Sam never thought they would need help. “I was partially paralyzed in a routine medical procedure. Like most families, we don’t have enough to pay for a home care aide if I ever need one. Now thanks to WA Cares, we have more options. We both put in a little from our paychecks now, and WA Cares will pay for a home care aide, when we need one. So Sam can keep working, knowing I’m well cared for at home.”

Now, all working Washingtonians will be able to tap into our WA Cares funds to stay in our own homes with help from a home care aide if we experience challenges caring for ourselves due to a disease, illness, injury or the normal setbacks that can come with age. We can even use our WA Cares funds to pay a family member to be our caregiver.

A new report has great news for more than 3 million workers in every community of the state who will soon be building up WA Cares benefits.

WA Cares covers working people near retirement. WA Cares photo

WA Cares covers working people near retirement. WA Cares photo

40 percent of us needing assistance with daily living activities are under 65.

None of us likes to think we’ll end up needing care someday. But the fact is the vast majority of us do. WA Cares will be there when the inevitable comes along and we or our loved ones need assistance with daily activities like getting dressed, managing medication, going to the doctor and making meals.

It’s also a fact that most of us simply don’t have the savings to pay for help, and we don’t want to drain what we do have in order to qualify for Medicaid. The median American savings account contains less than $5,000.

3.1 million Washington adults under the age of 65 have a pre-existing condition

57 percent of non-elderly adults have common pre-existing conditions like diabetes, cancer, high blood pressure, lupus, depression, sleep apnea, asthma, and more that likely disqualify them from private long-term care insurance coverage.

But WA Cares covers all workers, including those of us with pre-existing conditions.

WA Cares will provide $36,500 (which grows with inflation) to help pay for a home care aide, modifications to our home like ramps, grab bars, a walk-in shower, or medical equipment like a hospital bed.

WA Cares covers people with pre-existing conditions. WA Cares photo

WA Cares covers people with pre-existing conditions. WA Cares photo

WA Cares will keep money spent on our care in our communities.

A dollar in WA Cares spending on a home repair person, home care provider, or medical supplier generates another $1.50 in economic benefits for our communities and businesses.

The WA Cares Fund is expected to generate $3.9 million in jobs and other economic benefits in our communities.

An estimated 860,000 unpaid family caregivers provide assistance to loved ones in Washington.

Frequently, women, and Black, Indigenous and people of color become unpaid family caregivers – those less likely to have savings or income to pay for care. They must leave their own jobs to care for others, putting pressure on household income and worsening the labor shortage.

WA Cares will enable us to pay our family members for their time caring for us, or hire help so our family members don’t have to leave their jobs.

Learn how WA Cares will make a difference for you.

We Cares for WA Cares is a coalition of consumer advocates including AARP, Alzheimer’s Association, Lupus Foundation, Multiple Sclerosis Society, and Physicians for Social Responsibility.

Talk to us

Please share your story tips by emailing editor@kentreporter.com.

To share your opinion for publication, submit a letter through our website https://www.kentreporter.com/submit-letter/. Include your name, address and daytime phone number. (We’ll only publish your name and hometown.) Please keep letters to 300 words or less.

The news and editorial staff of Sound Publishing, Inc. had no role in the preparation of this post. The views and opinions expressed in this sponsored post are those of the advertiser and do not reflect those of Sound Publishing, Inc.

Sound Publishing, Inc. does not accept liability for any loss or damages caused by the use of any products, nor do we endorse any products posted in our Marketplace.

More in Local Marketplace

Bill Albright has been serving local homebuyers and sellers for 30 years. Photo courtesy of Bill Albright.
A successful home purchase or sale starts with a personalized approach

Customized, people-first plans are key for home buyers and sellers

Shelia Cowart at Longevita Pilates and Yoga Studio with her dog. Photo Courtesy of Shelia Cowart.
Come in for Pilates, Yoga and fitness walk out with a brand new lease on life

Owner of Pilates and Yoga Studio teaches the importance of self-care in a judgment-free zone

Presented by Delta Dental of Washington, the Tooth Fairy will visit the Tukwila Library Aug. 16 from 4:30 to 5 p.m, ahead of the summer meals at the market. Photo courtesy Delta Dental of Washington
Free, nutritious summer meals are on the menu for Tukwila kids, teens

Tooth Fairy makes a special visit at the Tukwila Library Aug. 16!

Kent attorney Christian Pearson from Iddins Law Group says powers of attorney can be a great benefit, even in your 20s and 30s. Charles Cotugno photo
Estate planning in your 20s: Who do you trust?

Granting a friend or family member powers of attorney gives you protection, peace of mind

Cameron Pearson is an attorney at Iddins Law Group in Kent. To request a complimentary phone consultation about a wrongful death case or other concern, call 253-854-1244.
‘Sense of service’ motivates Kent wrongful death lawyer to help grieving families

Statute of limitations means it’s important to act quickly. Start with a complimentary consultation.

Many factors influence a woman’s cardiovascular health during pregnancy, but a key concern is high blood pressure, which can lead to a condition called preeclampsia.
Why blood pressure should be top-of-mind for expectant moms

High blood pressure during pregnancy can put mom-to-be and baby at risk

Brittany Stockton, an attorney working in Estate Planning and Probate at Iddins Law Group in Kent. Photo courtesy Iddins Law Group
Kent Law firm welcomes estate planning attorney

Brittany Stockton says writing wills and estate plans gives her clients peace of mind

As a Personal Injury and Wrongful Death paralegal at Iddins Law Group in Kent, Starsha McLennan (left) has helped with a number of cases involving Ricky’s Law. Charles Cotugno Photo.
How Ricky’s Law connects those in crisis with lasting help

Kent Law firm’s compassion and expertise can simplify personal injury and wrongful death cases

Justus D’Addario from Renton Family Therapy has seen significant progress in many of his clients using a technique called Lifespan Integration Therapy.
Not all talk! Renton therapist helps clients experience themselves in a new light

Creating a timeline of your life can help break old habits and move past trauma

Call 253-854-1244 or visit iddinslaw.com to request a complimentary phone consultation. Learn more at iddinslaw.com or on Facebook and Twitter. Charles Cotugno Photo.
Good old-fashioned lawyer lends a hand with problems big and small

Kent law group’s 15-minute consultations help clients feel more comfortable hiring an attorney