How the right questions yield smart mortgage solutions

New mortgage or refinancing, find a trusted source with local knowledge and experience

‘My specialty is asking the questions that will ensure you’re refinancing for the right reasons, and the more questions I ask, the more I get to know you,’ says Jodi Longley, from CMG Financial.

‘My specialty is asking the questions that will ensure you’re refinancing for the right reasons, and the more questions I ask, the more I get to know you,’ says Jodi Longley, from CMG Financial.

Is now a good time to make the move into your first home? Maybe you’re considering refinancing an existing mortgage to take advantage of better interest rates, but you’re unsure if it’s the right financial move?

With so many factors at play, finding a trusted source with local knowledge and experience you can count on is essential.

“People want to know whether the rates are going to stay low, and what will happen with the market. While there’s no crystal ball, the analysts I work with all suggest that interest rates will continue to remain low,” says Jodi Longley, a loan officer with CMG Financial.

Unique-to-you mortgage solutions

“I’m telling everyone, if you’re in a higher interest rate now and it’s beneficial to refinance, then do it, but you have a variety of factors to consider, and it’s important that we sit down and explore those. We’ll look at the pros and cons, and a few different options and see where the potential savings are.”

For example, do you plan to sell in the next few years? If so, you won’t see the benefits of a slightly lower rate. Or perhaps you’re looking at pulling out equity to pay down debts or undertake some home improvements – all of these scenarios create different variables.

“My specialty is asking the questions that will ensure you’re refinancing for the right reasons, and the more questions I ask, the more I get to know you,” Longley says, but concedes, “I’m not a typical lender. I want to educate my clients and keep them up to date with what’s going on, and how it affects them; the online lender is not going to do that.

“When you have a relationship with a lender you can work together to ensure you’re always in the right mortgage for where you are right now,” Longley adds, highlighting why it’s always a good idea to conduct an annual mortgage review with your lender.

Essentials for first-time buyers

For first-time homebuyers, Longley suggests starting the mortgage process early.

“When you’re thinking about buying a home – even if you’re just seeing what’s out there – start the lending process,” she advises. “The best way to get your offer accepted is to have pre-approval from a local lender who has strong relationships in the community and a good reputation.”

To connect with Jodi Longley about your mortgage options, call 253-431-8011 or email JLongley@cmgfi.com. Learn more at cmgfi.com/mysite/jodi-longley


Talk to us

Please share your story tips by emailing editor@kentreporter.com.

To share your opinion for publication, submit a letter through our website https://www.kentreporter.com/submit-letter/. Include your name, address and daytime phone number. (We’ll only publish your name and hometown.) Please keep letters to 300 words or less.

More in Marketplace

For your furry friends, prevention is the best medicine

Animal Health Care Center emphasizes why quality care matters, from the start

With Reber Ranch’s seven full-service dog wash bays, why wash the dog at home when you can leave the mess to them?
If you have pets, it’s time to re-discover this one-stop-shop!

Your go-to choice for all your animal needs is Reber Ranch

J. Stephan Banchero, III, president of Sound Bites (left) with John Moscrip, chief operating officer, Duke’s Seafood. Sound Bites delivers fresh organic produce, frozen protein and restaurant meals everywhere in Snohomish, King and Pierce counties.
Your SOUND choice for produce + restaurant favorites + more, delivered right to your door!

Get a head start with a weekly delivery of local organic produce, proteins, coffee and baked goods

Show Grand Ridge Plaza What You Got this summer for a chance to win great prizes from GRP merchants! From Aug. 24 to Sept. 6 if you post a photo to Instagram featuring beauty and style at Grand Ridge Plaza (and use the hashtags #Style and #ShowGRPWhatYouGot ) you’ll be entered to win.
                                Setting a wellness goal for the second half of 2020? Grand Ridge Plaza has a range of health and fitness professionals to get you on the right track.
Feeling stressed? Treat yourself to a spa escape, right here in Issaquah!

Grand Ridge Plaza has plenty of beauty + style options to help you rejuvenate

Your neighborhood one-stop-shop for family fun!

Snap some photos of your afternoon at Grand Ridge Plaza for a chance to win

How the right questions yield smart mortgage solutions

New mortgage or refinancing, find a trusted source with local knowledge and experience

Cooking up delicious ideas to keep your annual events happening safely!

Fundraisers and special events ARE still possible thanks to this innovative team

Sweaty, mindful, heart-pounding community building

Covington alum comes home, and builds her favorite fitness studio

Cool ice cream, hot Thai or breezy cocktails… How does your summer taste?

Show Grand Ridge Plaza what you’re eating this summer for a chance to win awesome prizes!

Pirouette to your pantry, let loose in your living room

Online dance classes let you try something new, from the comfort of home

Reprioritizing wellness? Explore the options here!

Issaquah’s one-stop-shop for fitness, health and full-body therapy

Mayor Ralph and Comcast Honor Local Students for Outstanding Academic and Community Service

Comcast Awards Scholarships to 42 Washington State High School Seniors