Iddins Law Group can help you plan for your car insurance and car accident needs. Photo courtesy of Charles Cotugno.

Iddins Law Group can help you plan for your car insurance and car accident needs. Photo courtesy of Charles Cotugno.

Don’t let a car crash haunt you for years to come

Ghoulies and ghosties aren’t the only ones scaring up your neighborhood this Halloween season. In fact, some of the spookiest people you meet might actually be on the road.

Why? If you’re injured in a motor vehicle collision without adequate insurance, you could face a long, scary road of recovery, unplanned-for bills and other headaches. Taking the right steps can keep the nightmares away.

“If you get into a car accident, do things in this order: Call the police, go to a doctor to see if you’re injured and then go talk to a lawyer,” says Christian Pearson, Attorney at Iddins Law Group. If you can’t meet with your primary doctor right away, and especially if it’s a bad accident, seek immediate care. “The continuity of records and being able to access your records after an accident is easier through the ER.”

The devil can be in the details – at Halloween and year-round:

Uninsured (or underinsured) motorist protection – “With uninsured motorist protection (UIM), if you get hit by someone who does not have enough insurance to cover your injuries, your insurance company will step in and pretend to be that driver’s insurance and negotiate a settlement,” Pearson says. “Sadly, I have had to turn down cases where people did not have the UIM.”

Extended personal injury protection – “When someone is injured in a car accident that’s caused by someone else, personal injury protection or ‘PIP’ will make sure that your costs are covered right away and pays the providers so you can focus on healing and treating your injuries,” Pearson says. “Always choose the $35,000 option instead of the $10,000 for your extended personal injury protection. It can often cover you for wage loss up to $700 a week. It may not sound like much, but can be a lot if you are struggling.”

Liability insurance – Aside from being required by law and offering an effective way to protect your assets in case you are at fault in a collision, your liability insurance limits determine how much UIM you can put on your policy.

Health insurance – Having health insurance can make recovery post-crash a lot more achievable, and put more in your pocket by the end of your claim. “We can usually negotiate with Apple Care, United Healthcare, Medicaid and Molina for coverage on health costs. And employer health plans are federally protected, so we can help you with costs like x-rays, brain or tissue damage testing and MRIs. It all stacks up,” Pearson explains.

Don’t let one big mistake haunt you forever!

“The worst-case scenario is if both people have waived their personal injury protection and uninsured motorist protection just because they want a lower monthly bill,” says Pearson. “Sadly, they won’t get much and this can haunt them forever.”

Why Iddins?

Iddins Law Group works on contingency, which means that they don’t receive payment unless the client does. “With us, you’ll have a better case and 30-plus years of combined experience behind you,” Pearson says. “My job is to negotiate with the PIP, and maximize what they get back from both insurance companies in a car accident, so it’s a lot less scary for you in the long run!”

To learn more, visit iddinslaw.com or cal 253-854-1244, You can also stay up to date on Facebook.

The news and editorial staff of Sound Publishing, Inc. had no role in the preparation of this post. The views and opinions expressed in this sponsored post are those of the advertiser and do not reflect those of Sound Publishing, Inc.

Sound Publishing, Inc. does not accept liability for any loss or damages caused by the use of any products, nor do we endorse any products posted in our Marketplace.

More in Local Marketplace

m
Ookla Research Says Xfinity Mobile Speeds Have Increased 150% in Washington

As the internet becomes more critical for communication, business, and entertainment, having… Continue reading

The Animal Health Care Center offers personalized care plans tailored to each pet and owner.
Fido’s dental care isn’t only about ‘doggie breath’

Renton veterinarian highlights the importance of pet dental care for their health

Sofia Goff and Erica Allen from Recovery Place Seattle. Photo courtesy of Valley Cities Behavioral Health Care.
Personal journeys drive compassionate care at Valley Cities

How past experiences help Valley Cities team members stay focused and motivated

Valley’s new Cancer Center in the East Pavilion will serve South King County beginning February 2025. Photo courtesy of Valley Medical Center
A new era in cancer care begins at Valley Medical Center

State-of-the-art facility expands access to care, treating 40% more patients in South King County

Visitors of Issaquah can dine, shop for handmade gifts, catch a show, try glassblowing at Art By Fire, enjoy treats at Boehm’s Candies, explore teas at Experience Tea, or take a wine class at Capri Cellars.
Downtown Issaquah offers festive holiday experiences for all ages

Issaquah shines this holiday season with dining, shopping, shows and unique experiences

With wraparound support services and business resiliency programs,  Federal Way Black Collective’s mission is to empower marginalized groups and leave a significant mark on the region. Photo courtesy of Federal Way Black Collective.
A collective empowers Federal Way’s black community

Driving change for a more equitable future

m
Study Smart, Save Big—Get Connected NOW Without Breaking the Bank

As students in Washington return to school, they are prioritizing quality, affordable,… Continue reading

In Strive (Months 1 to 4), participants work closely with an exercise specialist to track vitals, monitor progress, and make adjustments. Photo Courtesy of Valley Medical Center.
Fitness program helps you take control of your health

Valley Medical Center’s Lifestyle Medicine clinics offer personalized wellness plans for long-term success

Courtesy the Federal Way Chamber of Commerce
How one chamber is using eIMPACT to drive economic growth

Learn how Greater Federal Way Chamber of Commerce is making their data engaging & accessible to all

Valley Cities Kent clinic offers daily walk-in services for mental health and SUD walk-in clinics on Mondays from 8:30 to 10:30 a.m. (first come, first served). Photo courtesy of Valley Cities Kent Clinic.
Charting a path to recovery: Comprehensive mental health and addiction services

Programs and services currently available at Valley Cities Kent clinic

Comcast is committed to making internet connectivity accessible for Washington residents. Photo courtesy Comcast
Comcast is keeping Kent customers connected as the ACP ends

As the federal government’s Affordable Connectivity Program (ACP) ends this month, Comcast… Continue reading

Prepaid services allow customers to pay upfront for internet access for a specific period without the need for a long-term contract
New Prepaid Internet Service Available in Kent

Prepaid service plans are highly favored for their flexibility, affordability, and ease… Continue reading