Iddins Law Group helps Seniors determine if they qualify for Medicaid. Photo Courtesy of Charles Cotugno.

Iddins Law Group helps Seniors determine if they qualify for Medicaid. Photo Courtesy of Charles Cotugno.

Invest in your health future and make a plan for Medicaid Benefits

Consult an attorney to understand Medicaid laws and how they affect you

While many people assume they may qualify for Medicaid in retirement, early planning is essential in determining how income and assets will affect getting benefits.

This can be truly scary for people who simply don’t know how to navigate the process.

Iddins Law Group can help empower you in your particular situation regarding Medicaid benefits.

”People need to understand that there are so many tentacles when it comes to being eligible for Medicaid that they need to plan well in advance to get those benefits,” says Robert Iddins, managing law partner of Iddins Law Group in Kent. “They need to start properly structuring this now before the years start unfolding too quickly.”

Here are three major points that Iddins Law Group wants you to know:

1. Five-year lookback window

In evaluating your eligibility for Medicaid, an applicant must disclose if they have done any gifting in the past five years. “Medicaid has a five-year lookback window, and if an applicant has done any gifting in that period, it could jeopardize their Medicaid eligibility. The ineligibility period would be based on the size of the gift,” says Iddins.

“The policy behind this is that a person can’t give away all their assets and then ask the State to pay for your care. If you do, you need to make it past the five-year lookback window,” Iddins says.

2. Income, Assets and Exempt Resources

If a person needs long-term care in a facility or if they get in-home care, it can be quite costly. “For example, if a person needs nursing home care at a cost of $10,000 per month, but their income is only $3,000 per month; that is a $7,000 per month deficit. If this person has $100,000 in liquid assets they can private pay for approximately 14 months before their funds run out. Knowing your time horizon for assets and income and which resources may be exempt is critical. It is all in the planning, and the earlier you do it the better,” says Iddins.

3. Not all care facilities are the same

Many factors come into play when picking a long-term care facility for a loved one: Cost, atmosphere, level of care, and whether they accept medicaid and on what terms. Many facilities want an applicant to private pay for several years before they will accept Medicaid. If a facility says they will accept Medicaid after their private pay period, I would highly recommend getting that in writing!

Don’t be caught off guard

The bottom line is that good people can be caught off guard when they assume they’ll qualify for Medicaid, and then don’t meet the requirements.

The good news? “There are things you can do if you plan early,” Iddins says.

To request a complimentary phone consultation, call 253-854-1244 or visit Learn more at and on Facebook and Twitter.

Talk to us

Please share your story tips by emailing

To share your opinion for publication, submit a letter through our website Include your name, address and daytime phone number. (We’ll only publish your name and hometown.) Please keep letters to 300 words or less.

The news and editorial staff of Sound Publishing, Inc. had no role in the preparation of this post. The views and opinions expressed in this sponsored post are those of the advertiser and do not reflect those of Sound Publishing, Inc.

Sound Publishing, Inc. does not accept liability for any loss or damages caused by the use of any products, nor do we endorse any products posted in our Marketplace.

More in Local Marketplace

Bill Albright has been serving local homebuyers and sellers for 30 years. Photo courtesy of Bill Albright.
A successful home purchase or sale starts with a personalized approach

Customized, people-first plans are key for home buyers and sellers

Shelia Cowart at Longevita Pilates and Yoga Studio with her dog. Photo Courtesy of Shelia Cowart.
Come in for Pilates, Yoga and fitness walk out with a brand new lease on life

Owner of Pilates and Yoga Studio teaches the importance of self-care in a judgment-free zone

Iddins Law Group helps Seniors determine if they qualify for Medicaid. Photo Courtesy of Charles Cotugno.
Invest in your health future and make a plan for Medicaid Benefits

Consult an attorney to understand Medicaid laws and how they affect you

Kent attorney Christian Pearson from Iddins Law Group says powers of attorney can be a great benefit, even in your 20s and 30s. Charles Cotugno photo
Estate planning in your 20s: Who do you trust?

Granting a friend or family member powers of attorney gives you protection, peace of mind

Cameron Pearson is an attorney at Iddins Law Group in Kent. To request a complimentary phone consultation about a wrongful death case or other concern, call 253-854-1244.
‘Sense of service’ motivates Kent wrongful death lawyer to help grieving families

Statute of limitations means it’s important to act quickly. Start with a complimentary consultation.

Many factors influence a woman’s cardiovascular health during pregnancy, but a key concern is high blood pressure, which can lead to a condition called preeclampsia.
Why blood pressure should be top-of-mind for expectant moms

High blood pressure during pregnancy can put mom-to-be and baby at risk

Brittany Stockton, an attorney working in Estate Planning and Probate at Iddins Law Group in Kent. Photo courtesy Iddins Law Group
Kent Law firm welcomes estate planning attorney

Brittany Stockton says writing wills and estate plans gives her clients peace of mind

As a Personal Injury and Wrongful Death paralegal at Iddins Law Group in Kent, Starsha McLennan (left) has helped with a number of cases involving Ricky’s Law. Charles Cotugno Photo.
How Ricky’s Law connects those in crisis with lasting help

Kent Law firm’s compassion and expertise can simplify personal injury and wrongful death cases

Justus D’Addario from Renton Family Therapy has seen significant progress in many of his clients using a technique called Lifespan Integration Therapy.
Not all talk! Renton therapist helps clients experience themselves in a new light

Creating a timeline of your life can help break old habits and move past trauma

Call 253-854-1244 or visit to request a complimentary phone consultation. Learn more at or on Facebook and Twitter. Charles Cotugno Photo.
Good old-fashioned lawyer lends a hand with problems big and small

Kent law group’s 15-minute consultations help clients feel more comfortable hiring an attorney

Our regional economy cannot allow its rich, multicultural businesses to function in silos. Stronger, more strategic connection and investment in BIPOC businesses is a model for inclusive business growth. Phot ocourtesy Federal Way Chamber of Commerce
Economic equity is foundational for growth

Data can be used as a powerful tool to address the business… Continue reading